Wouldn’t it be great to find an easy and inexpensive way to make sure you’ll have some income if you’re injured — or come down with something really serious? There is a way, and it’s through a company called Breeze.

How does Breeze work?

Purchasing your own financial protection from a long-term disability used to be a big hassle. You’d have to fill out a giant stack of paperwork and deal with annoying sales people out to score themselves larger commissions.

Breeze brings the process into the 21st century and makes it, well, a breeze. The company sells disability insurance policies completely online, and you can get your quote within seconds and have your coverage nailed down in just 15 minutes.

All you do is provide some basic information: your date of birth, the type of work you do, your income, ZIP code, and whether you use nicotine. You'll quickly receive coverage options and prices, then fill out your application — and buy your peace of mind.

The policies pay monthly benefits ranging from $500 up to $20,000, and prices start at a mere $9 a month. Breeze says people who buy disability insurance typically spend between 1% and 4% of their income on their coverage.

Who is Breeze?

You can get a policy from Breeze if you’re as young as 18 or as old as 60, and no medical exam is needed to apply. (There’s no making an appointment with your doctor and having to put yourself into one of those weird gowns.)

Breeze is a new company, founded in 2019, but it’s backed by lots of the kind of experience you can count on. The coverage is underwritten by Assurity Life Insurance Company, which has been in business for 130 years and has earned an “excellent” rating for its financial soundness.

So, what will you do if something happens and you suddenly find yourself not well enough to work for a while? Visit Breeze, and you’ll be able to answer that question.

Apply for coverage today, and within minutes you’ll be able to stop thinking, “What if?”